Blended Rate Calculator
Total Balance: 0
Effective Blended Rate : 0%
Calculate combined interest rates for multiple loans or debts in seconds. Simplify payments and compare loan offers with our blended rate calculator.
About Blended Rate Calculator:
A blended rate is the effective combined interest rate when merging multiple balances (like loans, credit cards, or mortgages) with different rates into one.
Why it matters:
- 🧩 Compare financing options: See if consolidating debts beats a new loan offer.
- 💡 Simplify payments: Understand the true cost of combined debts.
- ⚖️ Weighted accuracy: Balances with higher rates impact the result more.
Perfect for:
- Debt consolidation
- Mortgage refinancing
- Credit card balance transfers
Enter your balances and their rates above to start. No sign-up needed.
Key Features Highlighted:
- Instant Results: Total balance + blended rate in one view.
- Flexible Inputs: Add up to 10 loans/debts.
- Universal Use: Works for monthly, quarterly, or annual payments.
- Clear Insights: Make smarter debt-management decisions.
Why This Wording Works:
- Simple language: Avoids jargon (e.g., “amortizations” → “loans/debts”).
- Benefit-focused: Highlights why users should care (savings, simplicity).
- Action-oriented: Encourages immediate use (“Enter your balances…”).
- Scannable: Short paragraphs, emojis, and bullet points improve readability.
- Trust-building: Mentions “no sign-up needed” and practical applications.