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Credit Card Generator

197 words Generator

⚠️ Important Legal Notice

This tool generates test card numbers that follow payment card number formats but cannot be used for actual transactions. These numbers are for:

  • Software development testing
  • Payment system validation
  • Educational demonstrations

Using generated numbers for fraudulent purposes is illegal. Always use official test cards from Stripe or PayPal for payment processing testing.

Generate test credit card numbers for development. PCI-compliant, follows Luhn algorithm. NEVER works for real transactions - for software testing only.

What is Credit Card Generator?

A developer tool that creates test credit card numbers for software testing. Generates valid-formatted numbers that follow payment card standards but cannot be used for real transactions.

How It Works

Test Card = BIN (Bank Identification Number) + Random Digits + Luhn Check Digit

How to Use

  1. Select card type (Visa/Mastercard/etc.)
  2. Choose quantity needed
  3. Generate numbers
  4. Copy for testing purposes
  5. Never use in production

FAQs

Q: Can I use these for real purchases?
A: NO! These are test numbers only and will not work for actual transactions.

Q: Why does this tool exist?
A: For developers to test payment forms without using real cards.

Q: Are these PCI compliant?
A: Yes, they follow test number standards from PCI DSS.

Key Terms

  • BIN: First 6 digits identifying card type/bank
  • Luhn Algorithm: Math formula to validate card numbers
  • PCI DSS: Security standard for payment data
  • Test Cards: Numbers that mimic real cards but don’t work

Data Sources

  • PCI Security Standards Council guidelines
  • Major payment processor test numbers (Stripe, PayPal)
  • ISO/IEC 7812 numbering standard

Important Warnings

⚠️ Legal Notice:

  • Generating real usable card numbers is illegal
  • Only use official test cards from payment providers
  • Never store generated numbers in databases
  • For testing only in development environments
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